Advance Pay from One Nevada is a short-term loan program that costs less than typical payday loans. We provide lower rates, no application fees and loans up to $1,500.
Terms & Rates
NOTICE OF RIGHT TO CONTACT THE OFFICE OF THE COMMISSIONER OF FINANCIAL INSTITUTIONS REGARDING CONCERNS OR COMPLAINTS. TOLL-FREE IN NEVADA (866) 858-8951.
IMPORTANT FACTS TO CONSIDER BEFORE YOU BORROW
How Payday Loans Work: Payday loans are short-term cash loans usually secured by the borrower’s post-dated personal check. We do not require a post-dated check. Loan payment is deducted directly from your account.
Payday Loan Terms: Loan amounts generally range in amounts from $100 to $1,000. Average loan term is two weeks. Rates average 470% annual percentage rate (ple, to borrow $100 for two weeks, the finance charges range from $15 to $30, is 390% to 780% APR. Our lower than average APRs and finance charges are shown above.
Two-Week Due Date: Payday loans usually have a two-week due date. If you receive income only once a month, you may need to extend your loan two or even three times incurring additional fees before receiving your monthly check to pay off the loan. This could make your loan very expensive. A different kind of loan might be better for you.